Who Qualifies
Private coverage isn't for everyone.
That's the point.
Medically underwritten plans reward healthy individuals and families with sharper pricing and stronger benefits than the marketplace. Here's who benefits most.
01 — Self-Employed
The Independent Professional
Freelancers, 1099 contractors, and sole proprietors who need serious coverage without paying marketplace rates for subsidies they'll never receive.
02 — Business Owners
The Owner-Operator
Small business owners and LLC operators looking for coverage that moves with them, not their employer. Private plans often outperform group plans for healthy individuals.
03 — Families
The Family That Deserves More
Families paying full price for marketplace coverage often overpay for benefits that don't match their needs. Private PPO plans can offer stronger coverage at better rates for healthy families who qualify.