Acceptance of Terms
By accessing or using the AuraBay Health website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our site or services.
Services Provided
AuraBay Health is an independent licensed health insurance agency. We assist individuals, families, and business owners in identifying and enrolling in private health insurance coverage. Our services include:
- Providing premium estimates based on self-reported information
- Connecting prospective clients with licensed advisors
- Facilitating the application and enrollment process with insurance carriers
- Ongoing policy servicing and support
Not a Guarantee of Coverage
Any premium estimates provided on this website are illustrative only and are based on self-reported information. They do not constitute a binding quote or guarantee of coverage. Final pricing and eligibility are determined by the insurance carrier following a medical underwriting review.
Accuracy of Information
You agree to provide accurate, complete, and truthful information when submitting any form or communicating with our advisors. Providing false or misleading information during the quoting or enrollment process may result in denial of coverage or policy rescission by the carrier.
No Medical Advice
Nothing on this website constitutes medical advice. We are an insurance agency, not a healthcare provider. All health-related decisions should be made in consultation with a qualified medical professional.
Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of AuraBay Health and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of those sites. Links do not constitute an endorsement.
Limitation of Liability
AuraBay Health shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services, including but not limited to loss of coverage, denied claims, or reliance on premium estimates. Our total liability shall not exceed the fees paid to us, if any, in connection with the service giving rise to the claim.
Indemnification
You agree to indemnify and hold harmless AuraBay Health, its agents, and employees from any claims, damages, or expenses arising from your violation of these Terms or your use of our services.
Governing Law
These Terms of Service are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Hillsborough County, Florida.
Changes to Terms
We reserve the right to modify these Terms at any time. Updated terms will be posted on this page with a revised effective date. Continued use of our site following any changes constitutes your acceptance.
Contact Us
If you have questions about these Terms of Service, please contact us at:
info@aurabayhealth.com
813-727-0598
Sun–Sat · 8am–10pm ET